Borrow Up To $1,500

The easiest way to get the
fastest loan in Oshawa, Ontario

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How To Get a Payday Loan in Oshawa, Ontario?

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted in Oshawa, Ontario.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a Loan from Focus Cash Loans in Oshawa, ON?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of online payday loans in Oshawa, ON since 2008.

Focus Cash Loans has been helping Local residents of Oshawa, ON, with their short term loan needs since 2008. To pre-qualify for a payday loan in Oshawa, Ontario, with Focus Cash Loans, you need to answer “YES” to the following questions:

  • Are you are currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits?
  • Do you have an active chequing account that has been opened for at least 3 months with your income directly deposited into that chequing account?
  • Are you 19 years or older?
  • Is your net income at least $1,200 per month?
  • Do you have a telephone number that we can reach you at?

 

Are you searching for “Payday Loans Near Me” in Oshawa, ON? Well, search no further as you have come to the right place. At Focus Cash Loans, we provide same day online e-transfer payday loans in Canada 24/7 with no credit check and instant approval. Don't wait in line; receive your online email money transfer payday loan in a matter of minutes.

We approve Oshawa, Ontario residents with all types of income, including Employment, Child Tax Credit, Private Disability, Employment Insurance, CPP & Private Pension, Workers Compensation. And yes, people that are unemployed receiving EI benefits can apply as well.

We have entirely digitalized our payday loan application process, so rather that looking for a store front payday loan company in Oshawa, Ontario, apply with Focus Cash Loans from the convenience of your own home or office. Applying for a payday loan in Oshawa, ON, has never been easier! Unlike other payday loan companies, Focus Cash Loans funds payday loans in a matter of minutes, conveniently sending you the funds via Interac e-Transfer. Don't hesitate to click “Apply Now” button to get the funds from Canadian payday loan lender servicing Oshawa residents since 2008.

Oshawa is a city and regional community in Durham County in southeastern Ontario, Canada. Oshawa, the former Canadian automotive capital of Ontario, is finding a new future as a life science hub and education center at the northeastern end of Ontario Golden Horseshoe. The Golden Horseshoe is located at the western end of Lake Ontario and was named Intelligent Community of the Year 2014 by Toronto.

Experts say much of this is an exodus from Toronto as people look for larger homes outside the city. According to Oshawa Mayor Dan Carter, the exodus is likely to be over in time.

According to the latest statistics from Statistics Canada, Oshawa continues to see an influx of new residents. In the past year, the city's population has grown by more than 2 percent and has grown by nearly 10,000 residents. Oshawa has become one of Canada's fastest-growing cities, a statement cited in the census for the metropolitan area, which includes neighbors Whitby and Clarington.

For decades, Oshawa's economy was tied to General Motors. The company employed 20,000 people in the city and was the engine of the local economy. In the 1980s and 1990s, a round of downsizing cut GM from 160,000 jobs in the local economy in Oshawa to 4,000, with devastating effects on the city. By 1997, the vacancy rate in the city had reached 29%, and brownfield sites and vacant factories destroyed the cityscape.

Carter said he recognizes that the influx of new residents will require much more work to ensure they can cope with expected growth in the coming years. Given the prospect of more jobs at General Motors Oshawa and improved transportation options by adding several stops and transit routes across the region, officials believe that this is a sign that more will come. Construction work on the Oshawa Ontario Canada Terminal began at the end of February and will continue until commissioning in late summer 2017.

The Oshawa City Council has eleven members: one mayor, five regional councillors and five city councillors. Oshawa's current term of office began on 3 December 2018 and will end on 14 November 2022. The mayor is elected as the general voter of the city of Oshawas at the head of the council, and the city is its own representative on the council of Durham Regional Council. The five districts of the city are represented by a district council and a city council.

Oshawa has become a food city, with many restaurants emerging and chefs turning up on every corner. Healthy eating and southern barbecue spots are all over the city, offering plenty of opportunities to delight your taste buds. The Oshawa Generals ice hockey team is the most famous in town, with its famous alumni Bobby Orr, Wayne Cashman, Eric Lindros and Dave Andreychuk.

If you're looking for unique items, head to the downtown Oshawa and explore local boutiques and Artesian shops. In the surrounding area there are numerous cafés, restaurants and shops where you can relax and browse. There is so much to see and do in the city centre, and walking is the best way to explore the city.

In an extensive survey conducted by EKOS Research for the Canadian press, Oshawa is the city in Canada with the highest number of respondents with a pessimistic worldview, a view consistent with the attitudes that are believed to support twenty-first-century populist forces. To a moody farewell question from his local acquaintances, as they called the area, they replied with “Oshawa,” which translates as “where we parked our canoes.”. The courtyard of the redesigned Oshawa Hotel, connected to the Towneplace Suites and the Oshawas Harmony Event Centre.

Payday Loans in Oshawa, Ontario FAQs

Getting a payday loan in Oshawa, ON is easy and fast. To qualify for one, you need to receive income of at least $1,200 per month and have that income directly deposited into that bank account.

You can have as many payday loans in Oshawa, Ontario as you can afford to pay on your payday. There is no limit on how many payday loans you can borrow in Oshawa.

Focus Cash Loans, a payday loan company in Oshawa, Ontario that offers 24/7 online e-transfer payday loans.

To find payday loans near you in Oshawa, Ontario, simply search online for a reliable payday loan company in Oshawa that has positive consumer ratings.

Yes, you can get guaranteed payday loans in Oshawa, Ontario as long as you meet lending requirements, you should have no problems getting a payday loan in Oshawa.