Borrow Up To $1,500

The easiest way to get the
fastest loan in Toronto, Ontario

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get a Payday Loan in Toronto, Ontario?

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted in Toronto, Ontario.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a Loan from Focus Cash Loans in Toronto, ON?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of online payday loans in Toronto, ON since 2008.

Focus Cash Loans has been helping Local residents of Toronto, ON, with their short term loan needs since 2008. To pre-qualify for a payday loan in Toronto, Ontario, with Focus Cash Loans, you need to answer “YES” to the following questions:

  • Are you are currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits?
  • Do you have an active chequing account that has been opened for at least 3 months with your income directly deposited into that chequing account?
  • Are you 19 years or older?
  • Is your net income at least $1,200 per month?
  • Do you have a telephone number that we can reach you at?

Are you searching for “Payday Loans Near Me” in Toronto, ON? Well, search no further as you have come to the right place. At Focus Cash Loans, we provide same day online e-transfer payday loans in Canada 24/7 with no credit check and instant approval. Don't wait in line; receive your online email money transfer payday loan in a matter of minutes.

We approve Toronto, Ontario residents with all types of income, including Employment, Child Tax Credit, Private Disability, Employment Insurance, CPP & Private Pension, Workers Compensation. And yes, people that are unemployed receiving EI benefits can apply as well. We have entirely digitalized our payday loan application process, so rather that looking for a store front payday loan company in Toronto, Ontario, apply with Focus Cash Loans from the convenience of your own home or office. Applying for a payday loan in Toronto, ON, has never been easier! Unlike other payday loan companies, Focus Cash Loans funds payday loans in a matter of minutes, conveniently sending you the funds via Interac e-Transfer. Don't hesitate to click “Apply Now” button to get the funds from Canadian payday loan lender servicing Toronto residents since 2008.

In 1998 the Toronto, Scarborough, North York, Etobicoke and York Borough of East York were merged into what is now Toronto. The city is now called Metropolitan Toronto / 416 and its area code is the new area code for most landline numbers in the Toronto area, 416. Toronto has a population of more than 2.6 million people and more than half of its inhabitants were born outside Canada. As a result, the city is fortunate to have many lively and bustling neighborhoods with street signs in several languages.

Toronto is the most populous city in Canada and the provincial capital of Ontario. Toronto is a city and capital of the province of Ontario in southeastern Canada. It is a multicultural city and the financial and commercial center of Canada. It is a huge city with several districts, this article contains sights, restaurants, nightlife and accommodations, take a look at them below. Toronto, Ontario, Canada is the second most populous city in the country and the provincial capital of Ontario.

Toronto is a global city and an international center for business, finance, art and culture. It is considered one of the most multicultural and cosmopolitan cities in the world. The present city of Toronto and its surrounding suburbs are known as the Greater Toronto Area (GTA). Toronto, the GTA center, is Canada's most populous metropolitan region anchored by the Golden Horseshoe, an urbanized region whose 9.2 million people are or 26% of Canada's population.

Toronto is an international center for business, finance, art and culture and is considered one of the most multicultural and cosmopolitan cities in the world. For more than 10,000 years, people have traveled and inhabited the Toronto area, which sits on a broad, gently sloping plateau interspersed with rivers, deep canyons and urban forests. Toronto was named capital of the province of Ontario during the Canadian Confederation in 1867.

Toronto is Canada's second largest city and North America's fifth most populous municipality with a population of 2.9 million. Greater Toronto, also known as the GTA, is also home to about 6 million people. Toronto's diverse population reflects its current and historic role as an important destination for immigrants to Canada.

Toronto covers an area of 630 square kilometers with a maximum north-south distance of 21 kilometers. Toronto has a maximum east-west distance of 43 km and its 46 km waterfront is located on the northwest shore of Lake Ontario. Its latitude is 43 degrees north, similar to that of Bordeaux, France in the southern hemisphere, and Christchurch, New Zealand.

One of the coolest things about Toronto is that it's just a 130-minute drive to Niagara Falls and the beautiful city of Niagara Lake. Be sure to have a good view of Niagara Falls before you enter the city. Toronto Island is a harbor country that stretches across Lake Ontario and provides shelter from the Port of Toronto and downtown.

Toronto is considered one of the world's multicultural cities and prides itself on its vast diversity of cultures, languages, food and art. Toronto City, capital of the province of Ontario in southeastern Canada, is on the northwestern shore of Lake Ontario. This is part of the border between Canada and the United States. Its access to the Atlantic by the St. Lawrence Seaway and the major industrial centers on the Great Lakes has made it an important international trading center. Built with its rich history and public services by the Port of Toronto (now the Toronto Port Authority or TPA) with its rich history and public services, the Port of Toronto ensures that the ports of Toronto are safe for boaters and visitors and is responsible for the environment around them.

Toronto's most famous landmark, the 553-meter-high CN Tower, is one of Toronto's must-see attractions. The CN Tower dominates the city center and can be seen from almost everywhere in the city. The city's layout and strong population growth (Toronto quadrupled from 1.3 million in 1951 to 5 million in 2006) as well as national economic growth have influenced the skyline dominated by the CN Towers communication and observation towers, the first Canadian site to do so at 553 meters; Bank of Montreal, Scotia Plaza, Canada Trust Tower, Manulife Centre, Commerce Court of Toronto, Dominion Centre and Bay Adelaide Centre are all more than 50 storeys high.

As the name suggests, the new glass floor looks like the original glass floor, and one floor of the Sky outdoor terrace sits above it, offering a bird's eye view of the city. Above downtown is the Distillery District, a historic landmark and neighborhood filled with the best things about Toronto. You will be transported to a world of comic books heroes and TV dinners and smoking cocktails that will leave you feeling tipsy.

If you want to visit a real iceberg, visit most of the best restaurants in Toronto, all just an hour and a half's drive from downtown Toronto. Toronto is one of the cities where you can eat every day of the year, and that doesn't even touch the surface of all the places to visit. For me, one of the coolest places to find out is a restaurant that is hidden behind a secret door.

Toronto's crime rate is very low compared to many North American cities including Canadian cities such as Vancouver, Montreal, Edmonton, Halifax and Winnipeg. In some parts of Greater Toronto, the crime rate is even lower, with metropolitan areas such as Markham, Richmond Hill, Vaughan, Oakville, and Burlington having less than half of Toronto's crime rate. Toronto is one of the few North American cities where people can choose not to own a car without experiencing major inconvenience.

Payday Loans in Toronto, Ontario FAQs

Getting a payday loan in Toronto, ON is easy and fast. To qualify for one, you need to receive income of at least $1,200 per month and have that income directly deposited into that bank account.

You can have as many payday loans in Toronto, Ontario as you can afford to pay on your payday. There is no limit on how many payday loans you can borrow in Toronto.

Focus Cash Loans, a payday loan company in Toronto, Ontario that offers 24/7 online e-transfer payday loans.

To find payday loans near you in Toronto, Ontario, simply search online for a reliable payday loan company in Toronto that has positive consumer ratings.

Yes, you can get guaranteed payday loans in Toronto, Ontario as long as you meet lending requirements, you should have no problems getting a payday loan in Toronto.