Borrow Up To $1,500
The easiest way to get the fastest loan in Canada
5-minute application and
no credit check
How To Get Personal Loans For Bad Credit
1. Apply Online
Our online, secure application form only takes a few minutes to complete.
2. Get Approved
It takes around 30* minutes for us to make a decision on your loan application during business hours.
3. Get Your Money
Once approved, you should receive an E-mail Transfer transfer in 30* minutes.
All Types of Income Accepted
Why Get Personal Loans For Bad Credit from Focus Cash Loans?
Trusted Lender Since 2008
Apply Online Anytime 24/7
All Types of Income Accepted
No Credit Check Loans
Instant Interac e-Transfers
If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.
No Hidden Fees Or Charges
Unruly Circumstances before Personal Loans for Bad Credit
Unexpected life circumstances can really cause problems when they arrive. Unexpected car repairs, hospital bills, and even death can cause a financial strain in families across the globe. Many people fail to really think about personal loans for bad credit. After numerous denials, many are discourage from applying for any type of loans. Does this describe your situation? Canadians just like you are facing similar problems. No matter if you are lower class, middle class, or even upper class, everyone has the need for money. Pay rates are at a steady low but living cost is rising. What is one to do? If you have failed yourself in the credit department, you can now breathe in fresh air. There is no help available for Canadians with credit that normal banks frown upon. Your money is only an application away!
Personal Loans for Bad Credit in a Snap!
If you can answer yes to the following questions, you could possibly have your money in your bank account within 24 hours.
Traditional personal loans do not offer the privacy of having minimal requirements. Many banks require that you be employed with the same employer for at least 2 years in comparison to personal loans for bad credit. You also have to verify your current address as well as any other addresses that you may have stayed within the past five years. If you met the above requirements, you can receive a payday loan in the amount of $100 to $1500. Payday loans are also known as payday advances. These loans are used to help Canadians just like you, make it to their next payday. Life is already hard; a bank makes it harder. Payday advances takes the pain out applying for personal loans for bad credit. The loan amount depends on your salary. It also depends on the relationship that you create with the company. If after your first loan, you are able to receive higher loans amount. No matter what you are approved for, please ensure that you only accept what you need. This is the type of responsible behavior that will secure future loans for you. There are many advantages for securing you a payday advance. They differ in many ways from bank approved personal loans other than minimal requirements. The approval process is so much faster than traditional loans. Personal loans for bad credit can be approved in as little as a few minutes. If you have access to a computer with access to the Internet, you are set and ready to go. Traditional loans can take anywhere from ten to thirty days. When you have an emergency to arrive, this is simply too long to have to wait. You are also risking the possibility that something could go wrong and you will not get approved for the loan. What would you do then? Don’t risk this. Apply for your payday advance today. There is no risk and personal loans for bad credit fees are lower than normal NSF or cash advance fees on your credit card. Please ensure that you read your loan documents in its completion. Cash advances are normally paid back as soon as one week or up to two months. It depends on your pay schedule and if you are request for any extensions.
[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $500.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 APR: 391.07% Total You Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]
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