Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Different Personal Loans For People With Bad Credit In Canada Available

A personal loan is the kind of loan that one applies for when they are in need of money for individual needs that require immediate attention. These kinds of loans are offered in Canada, even for those in need of personal loans for people with bad credit in Canada. These are the people who already have a record of bad credit here in Canada but they still need to secure personal loans so that they are able to meet their immediate needs without thinking about the history of bad credits that they have as this may even discourage them from applying for these loans.

Personal Loans For People With Bad Credit In Canada Offering Diverse Loans

Picture of Personal Loans For People With Bad Credit In CanadaThe personal loans for people with bad credit in Canada come in many different categories, and each category has its own terms and conditions that have to be followed by an individual if they are interested in applying for these loans. There is the school loan, which is under education that is normally given to such people who are in aid of fees or maybe there is an emergency course that they have to take in case of a promotion. Such loans you may find that they do not have high interest which come with the loan because the returns are not visible in the use of the money.
If you need the personal loans for people with bad credit in Canada in order to advance in your business, the category is available. Whether it is a small scale business or a large scale business, all the loans are available and it will depend on the application and the ability of a lender to see your financial capability in returning the loan plus the interests within the specified period of time, this kind of personal business loan calls for a higher interest rate as there are benefits being recognized in terms of advancements in business, when the loan is given out. The borrower, despite their bad credit history is able to secure a loan of his specified amount easily.
There are many personal loans that you could apply for including a home mortgage. The personal loans for people with bad credit in Canada also include the ones for home mortgages, though these ones are not covered by all kinds of lenders. There are those willing to support a loan for a mortgage only where it is a matter of a secured loan. If this is not the case, it might be a bit difficult to get a lender who will be willing to support a home mortgage in terms of an unsecured loan. With a bad credit history, getting such a loan in personal terms might prove to be a bit difficult.
Your car is also another asset that could lead you to take a personal loan because of it. Although many lenders in Canada do not offer this kind of loan, it does not mean that it is not available. Even with your bad credit, it is possible to get a loan for your car service or for whatever reason that you need the loan for to operate in your car. These kinds of loans should be avoided especially if you already have a bad credit history as it is only adding salt to injury where you can completely do without it.
Loans should only be taken when there is an immediate need that cannot wait, and if you already have a bad credit history, better avoid them for good. You can be in a position to apply for these personal loans for people with bad credit in Canada using the online services available or probably go through a company to get to them instantly.

Personal Loans For People With Bad Credit In Canada Video