Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Requirements for Small Loans for People with Bad Credit

People with bad credit deserve to get financial help too because having a bad credit is not a big deal at all. The bad credit may be because you were not able to repay a certain loan that you acquired from your low income or maybe because you lost your job and this does not make you so bad such that you do not deserve any other financial help. There is good money lending companies in the country, which believe that even if a person has been unable to repay a loan, it does not mean that they will not be able to repay the loan in future, which is why they issue out big and small loans for people with bad credit.

Important factors to consider when getting small loans for people with bad credit

Picture of Small Loans for People with Bad Credit - Get Cash Instantly!For a big loan, a person with a bad credit may require a co-signer in order to get the money. This is because they may be charged so much money as interest in case they went on their own especially if the credit rating is way too low. But small loans for people with bad credit will not require anything for a person to be issued with the money. This is because the money lender will be sure that you will be able to repay that small kind of loan. As long as you have the trust of the money lender, you will get a small loan with the best issuance terms ever and you will not even pay so much money in the end as interest. Therefore there is no need to worry when you are in need of a small loan and your credit is bad because you can easily get the money.
Small loans for people with bad credit are actually very easy to get. Maybe you need some money to pay up your rent or to clear off a medical bill, all you need is to identify where you can get the money from. If you are sure that you need the loan, then consider the many available options of money lenders and then you will get the money. In most cases, the lender will not even care about your credit rating when issuing such kind of money, after all the money is not that much, which is a great advantage for you because you will get the money as fast as you need it.
There are so many places where you can easily get these small loans for people with bad credit, and all the money lenders in these places will not require anything in order to give you the money. Consider the pay day money lenders. These are the easiest places to go to whenever you are in need of fast cash to attend to a certain urgent need. As long as you promise to repay back the money after the agreed number of days, then you will have it without requiring anything else. Banks too are a good place to go for a small loan when you have a bad credit. Your credit rating will not matter in any way, and you can get the money as soon as you want.
Small loans for people with bad credit are therefore very easy to get. In most cases, they are needed urgently, so it is a good thing to know where you can get the money in a day in order to deal with the emergency. Many online money lenders for instance issue out loans in 24hrs, therefore they are a great place to look out for these kinds of loans. You can also look for payday loans in case of an emergency.

Small Loans for People with Bad Credit Video