Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Small Loans For People With Bad Credit

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Small Loans For People With Bad Credit from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Small Loans For People With Bad Credit since 2008.

Requirements for Small Loans for People with Bad Credit

People with bad credit deserve to get financial help too because having a bad credit should not limit someone from getting a short term loan. The bad credit may be because you were not able to repay a certain loan that you acquired from your low income or maybe because you lost your job and this does not make you so bad such that you do not deserve any other financial help. There is good money lending companies in the country, which believe that even if a person has been unable to repay a loan, it does not mean that they will not be able to repay the loan in future, which is why they issue out big and small loans for people with bad credit.

Important factors to consider when getting small loans for people with bad credit

For a big loan, a person with a bad credit may require a co-signer in order to get the money. This is because they may be charged so much money as interest in case they went on their own especially if the credit rating is way too low. But small loans for people with bad credit will not require anything for a person to be issued with the money. This is because the money lender will be sure that you will be able to repay that small kind of loan. As long as you have the trust of the money lender, you will get a small loan with the best issuance terms ever and you will not even pay so much money in the end as interest. Therefore there is no need to worry when you are in need of a small loan and your credit is bad because you can easily get the money.

Small loans for people with bad credit are actually very easy to get. Maybe you need some money to pay up your rent or to clear off a medical bill, all you need is to identify where you can get the money from. If you are sure that you need the loan, then consider the many available options of money lenders and then you will get the money. In most cases, the lender will not even care about your credit rating when issuing such kind of money, after all the money is not that much, which is a great advantage for you because you will get the money as fast as you need it.

There are so many places where you can easily get these small loans for people with bad credit, and all the money lenders in these places will not require anything in order to give you the money. Consider the pay day money lenders. These are the easiest places to go to whenever you are in need of fast cash to attend to a certain urgent need. As long as you promise to repay back the money after the agreed number of days, then you will have it without requiring anything else. Banks too are a good place to go for a small loan when you have a bad credit. Your credit rating will not matter in any way, and you can get the money as soon as you want.

Small loans for people with bad credit are therefore very easy to get. In most cases, they are needed urgently, so it is a good thing to know where you can get the money in a day in order to deal with the emergency. Many online money lenders for instance issue out loans in 24hrs, therefore they are a great place to look out for these kinds of loans. You can also look for payday loans in case of an emergency.