Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Toronto Payday Loans is Best for all Emergencies

Toronto payday loans are just like any other payday loans in any country. The one difference is this is processed much faster than the usual payday loans. People residing here are very lucky as they can get cash instantly to meet all the emergency situations wherein you cannot afford to wait.

Picture of family that got Toronto Payday LoansWhy apply for Toronto payday loans:

1.     Fast cash: you get money very quickly as soon as your application is approved, it takes just hours. Sometimes you might get the cash in 4-5 hours. In some cases where the following day is bank holiday it might take up to 24 hours.
2.    Easy to Qualify: Toronto payday loans need very basic and minimum requirement that can be easily met.
A. a person who applies for Toronto payday loans should be resident of Toronto.
B. He/she should be at least 19 years of age.
C. a person applying for loan should have savings account.
D. a person who applies for Toronto payday loans should earn a monthly income of at least $1000
E. a person who applied for loan should have a contact number where he can be contacted easily.

3. Low Interest Rates: due to the heavy competition between the financial institutions, the interest rates charged are very less and competitive.
4. 99% Approval Rate: almost everyone who meets the basic requirement gets the loan instantly.
5. Security: the security standards are very high and your personal information is kept confidential.
6. Great Service: the service provided is very fast and professional and one you can rely totally on Toronto payday loans.

These are more than enough reasons as why to choose Toronto payday loans.

What is a payday loan?
A payday loan is nothing but a short term loan that helps people bridge difficult financial gaps between the paydays. This loan allows people to cover up many costs that can cause financial distress if not tackled on time. These payday loans range from $100 to over $1500. They have small interest rates attached to them and can be paid back once the borrower’s payday arrives. One good thing about Toronto payday loans is you can stand on your feet financially until your next payday comes. So, you don’t need to go no more to relatives, friends and get embarrassed.
There is one more advantage of online payday loans Toronto, you can borrow money how many times as you want. There is no set limit; you can borrow money until you feel secure about your financial situation.

Where can you apply for Toronto payday loans?
You have two choices, you can apply for payday loans Toronto at a retail store that offers payday loan services or you can choose to apply from internet. The later is preferred by many people as you get instant cash without even stepping out of your home. So, no more need for you to run in cold, wet, hot, or icy weather for cash. Get the cash transferred in your bank account in a single click that too from your comfortable home.
Just log in and apply for loan, once your loan is approved you get an instant message and in a short-time you get the cash transferred in your bank account. The repayment is also very simple, once your salary is credited, the amount will be deducted, so no hassles.
No wonder, why people choose Toronto payday loans as there is no better, smarter, convenient, easier and secured way of getting instant cash. Next time, you have a financial emergency just click Toronto payday loans and get cash.

Toronto Payday Loans Video