Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Toronto Payday Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Toronto Payday Loans from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Toronto Payday Loans since 2008.

Toronto Payday Loans is Best for all Emergencies

Toronto payday loans are just like any other payday loans in any country. The one difference is this is processed much faster than the usual payday loans. People residing here are very lucky as they can get cash instantly to meet all the emergency situations wherein you cannot afford to wait.
Picture of family that got Toronto Payday LoansWhy apply for Toronto payday loans:

1. Fast cash: you get money very quickly as soon as your application is approved, it takes just hours. Sometimes you might get the cash in 4-5 hours. In some cases where the following day is bank holiday it might take up to 24 hours.
2. Easy to Qualify: Toronto payday loans need very basic and minimum requirement that can be easily met.

A. a person who applies for Toronto payday loans should be resident of Toronto.
B. He/she should be at least 19 years of age.
C. a person applying for loan should have savings account.
D. a person who applies for Toronto payday loans should earn a monthly income of at least $1000
E. a person who applied for loan should have a contact number where he can be contacted easily.

3. Low Interest Rates: due to the heavy competition between the financial institutions, the interest rates charged are very less and competitive.
4. 99% Approval Rate: almost everyone who meets the basic requirement gets the loan instantly.
5. Security: the security standards are very high and your personal information is kept confidential.
6. Great Service: the service provided is very fast and professional and one you can rely totally on Toronto payday loans.

These are more than enough reasons as why to choose Toronto payday loans.

What is a payday loan?

A payday loan is nothing but a short term loan that helps people bridge difficult financial gaps between the paydays. This loan allows people to cover up many costs that can cause financial distress if not tackled on time. These payday loans range from $100 to over $1500. They have small interest rates attached to them and can be paid back once the borrower’s payday arrives. One good thing about Toronto payday loans is you can stand on your feet financially until your next payday comes. So, you don’t need to go no more to relatives, friends and get embarrassed.

There is one more advantage of online payday loans Toronto, you can borrow money how many times as you want. There is no set limit; you can borrow money until you feel secure about your financial situation.

Where can you apply for Toronto payday loans?

You have two choices, you can apply for payday loans Toronto at a retail store that offers payday loan services or you can choose to apply from internet. The later is preferred by many people as you get instant cash without even stepping out of your home. So, no more need for you to run in cold, wet, hot, or icy weather for cash. Get the cash transferred in your bank account in a single click that too from your comfortable home.

Just log in and apply for loan, once your loan is approved you get an instant message and in a short-time you get the cash transferred in your bank account. The repayment is also very simple, once your salary is credited, the amount will be deducted, so no hassles.

No wonder, why people choose Toronto payday loans as there is no better, smarter, convenient, easier and secured way of getting instant cash. Next time, you have a financial emergency just click Toronto payday loans and get cash.