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Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

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Reloan

5-minute application and
no credit check

Excellent

Trustpilot
Rob
Rob
★★★★★
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Really easy to use and quick fast with no hassle
Karie
Karie
★★★★★
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
★★★★★
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
★★★★★
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Quick and reliable!👍👍👍
Customer
Customer
★★★★★
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
★★★★★
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
Happy customer
Happy customer
★★★★★
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
★★★★★
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
D. Ackles
D. Ackles
★★★★★
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Great service provided by great people. Always.
Customer
Customer
★★★★★
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
★★★★★
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
★★★★★
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
★★★★★
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Unsecured Personal Loans Bad Credit Instant Decision Canada

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Unsecured Personal Loans Bad Credit Instant Decision Canada from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Unsecured Personal Loans Bad Credit Instant Decision Canada since 2008.

Bad Credit Loan Companies, Faxless Payday Loans, Loans For Bad Credit History, Loans For People With Bad Credit History, Loans On Bad Credit
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Call Us Toll Free: 1-877-605-6262

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $300.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 (391.07% APR) Total To Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]
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