Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Hop Upon the Best Bad Credit Loan Money Train

Are you in search for the best bad credit loan? Have you searched how and low but only to be told that your credit is not good enough? Many Canadians think they have suffered enough for their past credit decisions. Have you suffered enough? If you have, we have discovered the best method to get you past your credit woos.  Everyone has Picture of employee that got Best Bad Credit Loanhad that unexpected bill. It could be that home repair that you can no longer put off or one late night of drinking and driving and you need to bail someone out. A DWI could cost you as much little as $500 to be bailed out of jail. If you are already living pay cheque to pay cheque, it could seem impossible to satisfy these types of debts. The best bad credit loan can be found right in front of you on your computer. Do you have what it takes to claim your money? Banks are intimidating and can discourage the strongest individuals from seeking assistance from them. The applications are long in length and it could feel more like an interrogation rather than a credit loan application. Are you ready to seek out your loan? If you can meet minimal criteria, you can look no more. The requirements are simple and easy to meet.

And the Best Bad Credit Loan Award Goes To…

The best loan for your situation is a cash advance. Cash advances can come in many forms. It can be funded by your employer and funded on your pay cheque or you could receive cash money from your credit card at an ATM. Many bank accounts have features that are accessible at your fingertips. The bank account allows you to have extra cash available to you even if you do not have enough in your bank account. Even the best bad credit loan cannot offer these features. As with all loans, there are certain things that are required of you. If you can answer yes to the following questions, you could face your problems head on with the cash in your hand:

  • Have you been employed for at least 2 months at the same employer?
  • Do you have a bank account in your name?
  • Do you have a telephone number where you may be reached?
  • Do you have a valid social insurance number?

The application process takes no longer than five (5) minutes. If you think you have discover your best bad credit loan complete your application as soon as possible! Waiting could be detrimental to your situation. There is not much waiting after your click the submit button. Be sure to complete the application in its completeness. Blank fields could cause a delay in your funding. This quick and nifty process is truly different than the normal traditional personal signature loans. My view is out with the old and in with the new. In order to receive the best bad credit loan you could get, ensure that you meet all requirements BEFORE applying. Although personal signature loans do normally provide more money than typical payday loans, it is easier to manage than private bank approved loans Does this sound like something that is good for you? Do you think that this is something that could be managed properly on your end? Good credit habits starts with you! Please ensure to read all details of your loan contract regardless if it is the best bad credit loan. Loan terms for cash advances can vary. Borrow responsibly and get your loan today!

Best Bad Credit Loan Video