Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!πŸ‘πŸ‘πŸ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Best Bad Credit Loan

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Best Bad Credit Loan from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

Get the Best Bad Credit Loan from Focus Cash Loans.

Hop Upon the Best Bad Credit Loan Money Train

Are you in search for the best bad credit loan? Have you searched how and low but only to be told that your credit is not good enough? Many Canadians think they have suffered enough for their past credit decisions. Have you suffered enough? If you have, we have discovered the best method to get you past your credit woos. Everyone has had that unexpected bill. It could be that home repair that you can no longer put off or one late night of drinking and driving and you need to bail someone out. A DWI could cost you as much little as $500 to be bailed out of jail. If you are already living paycheque to paycheque, it could seem impossible to satisfy these types of debts. The best bad credit loan can be found right in front of you on your computer. Do you have what it takes to claim your money? Banks are intimidating and can discourage the strongest individuals from seeking assistance from them. The applications are long in length and it could feel more like an interrogation rather than a credit loan application. Are you ready to seek out your loan? If you can meet minimal criteria, you can look no more. The requirements are simple and easy to meet.

And the Best Bad Credit Loan Award Goes To…

The best loan for your situation is a cash advance. Cash advances can come in many forms. It can be funded by your employer and funded on your paycheque or you could receive cash money from your credit card at an ATM. Many bank accounts have features that are accessible at your fingertips. The bank account allows you to have extra cash available to you even if you do not have enough in your bank account. Even the best bad credit loan cannot offer these features. As with all loans, there are certain things that are required of you. If you can answer yes to the following questions, you could face your problems head-on with the cash in your hand:

Have you been employed for at least 2 months at the same employer?
Do you have a bank account in your name?
Do you have a telephone number where you may be reached?
Do you have a valid social insurance number?

The application process takes no longer than five (5) minutes. If you think you have discover your best bad credit loan, complete your application as soon as possible! Waiting could be detrimental to your situation. There is not much waiting after your click the submit button. Be sure to complete the application in its completeness. Blank fields could cause a delay in your funding. This quick and nifty process is truly different than the normal traditional personal signature loans. My view is out with the old and in with the new. In order to receive the best bad credit loan you could get, ensure that you meet all requirements BEFORE applying. Although personal signature loans do normally provide more money than typical payday loans, it is easier to manage than private bank approved loans Does this sound like something that is good for you? Do you think that this is something that could be managed properly on your end? Good credit habits starts with you! Please ensure to read all details of your loan contract regardless if it is the best bad credit loan. Loan terms for cash advances can vary. Borrow responsibly and get your loan today!