Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

How to Get the Best Bad Credit Loans Lenders

Even with a bad credit, you may need some money for your various needs.  One way in which you can get the best bad credit loans lender is to indentify a money lending company that is dealing with such loans. Not all money lending institutions in the country deals with bad credit loans though; therefore you have to be specific in your search. But there are so many of these institutions in the country at the moment which are issuing such loans and they can be of a very good help to you. You can either try in banks or online for the online money lenders dealing with bad credit loans. Gather as many as you can in order t compare and choose the best.

The Market Boasts Of The Best Bad Credit Loans Institutions

Best Bad Credit Loans - Get Cash Instantly!One thing you need to do is to consider a money lending institution that is familiar to you as the best bad credit loans lender. A bad credit situation is a very sensitive one, and it is better to deal with a money lender who has a history with you. Consider a bank that handles most of your financial transactions. As their customer, they may just consider you for a loan despite your bad credit rating. Most banks concentrate on the need other than the credit rating of their clients when issuing out loans, therefore there is a chance for you to get a loan with them. It can also be a credit union, whose loans services you have sought before and you repaid the loan as agreed then. Chances are that the credit union will have confidence in your repayment even if your credit rating is not perfect.
You can also get the best bad credit loans lender from people who have sought such a loan before. So many people are having a bad credit from their previous loan, and it is likely that you may know some of them who can be of help now that you are in need of financial support, and still you are trying to repair your credit. If you are lucky to get some of them, who have used bad credit loans before, then they will be able to tell you which way to go and which way not to in order to get the best lender in the market. Taking your time to do a good research is what will give you good results in the end.
Your chosen best bad credit loans lender will have the best terms and conditions for repaying back the borrowed money. Check the interest rates, the repayment terms and conditions and ensure that they are agreeable to you. It is always good to compare more than two money lenders in order to arrive at the best of them all. Do not forget about the hidden charges that many money lenders add which could make you pay so much money in the end, other than what you are required to pay. A genuine lender, who is straightforward in money issuance, is the best of them all.
It is good to note that best bad credit loans lenders are out there and they are issuing out money to those who have bad credits without making them feel any bad about their situation. The only thing is that they mare different and you need to go for the one that is offering the kind of services you are looking for. That is why you need to be sure what you want exactly before you start comparing them. If you just compare without a basis of your comparison, you may not get the best for your needs.

Best Bad Credit Loans Video